英语六级口语真题：网上贷款

　　如今，越来越多的大学生为了买手机衣服或者请客吃饭等等而通过网上贷款，这种方式引发了很多问题，甚至有的大学生因为利息过高还不起贷款而选择自杀。因此该话题指向明确，有一定的教育意义。针对该个话题，文都四六级英语老师提供一些表达供广大考生参考。

　　Nowadays, an increasing number of college students choose to borrow money online in order to buy what they need such as mobile phones, clothes and IT equipment. Obviously, it’s not a correct way for students to cover their expense because it will cause a lot of problems. First of all, online borrowing will not reduce but actually increase their financial burden. After all, if they can’t return the money in time, they have to pay a huge amount of interest for money they borrow. Gradually, they won’t be able to afford it. Once they can’t return the money. The online loan platform will call their parents to pay the money for them, which will bring heavy financial burden for the family. Apart from that, the way of online borrowing will indulge students’ opportunistic behavior. They will consider that it’s easy to gain money and be reluctant to make money through their efforts, which do harm to their growth. What’s worse, some students have to commit suicide under the pressure, for they can’t return the money. In summary, college students shouldn’t borrow money from the online loan platform.