2015年12月英语四级作文热门话题：卡奴

　　写作部分测试学生用英语进行书面表达的能力，所占分值比例为15%，考试时间30分钟，四级要求120-180词。作文一直可以说是英语四级考试的重难点，也是让考生最头疼的内容。下面，一起看看2015年12月英语四级作文热门话题吧。

　　On Card Slave

　　As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.

　　The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.

　　In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.